Short- and long-term effects of divorce and separation on housing tenure in England and Wales

Summary

This paper investigates the effects of marital and non-marital separation on individuals’ housing tenure in England and Wales. We apply competing risks event history models to data from the British Household Panel Survey and the UK Household Longitudinal Study to analyse the risk of a residential move to different tenure types, for single, married, cohabiting, and separated men and women. Separated individuals are more likely to move and experience a tenure change than those who are single or in a relationship. Among separated people, private renting is the most common outcome of a move; however, women are also likely to move to social renting, whereas men tend to move to homeownership. This pattern persists when we account for time since separation and order of move, indicating a potential long-term effect of separation on housing tenure. This long-term effect is especially pertinent to separated women who cannot afford homeownership.